Direct Consumer Lending Underwriter I - San Diego County Credit Union
Overview
The Direct Consumer Lending Underwriter I oversees review of low to medium complexity loan files and renders credit decisions aligned with credit union policies. This role collaborates with branch staff to gather information and explains lending decisions clearly. Successful candidates will maintain high service standards while analyzing complex financial data. We seek professionals who can drive quality outcomes in a fast-paced environment.
What You'll Do9
- 1Analyze and evaluate routine loan requests including application information and credit bureau reports
- 2Maintain current knowledge of lending updates and regulatory requirements
- 3Develop and maintain professional relationships with branch and management teams
- 4Partner with senior underwriters to improve loan review processes
- 5Meet business metrics regarding decision turn time and loan performance
- 6Participate in AML/BSA compliance training and report suspicious activities
- 7Perform OFAC comparisons and adhere to credit union policies
- 8Assist with SDCCU events and indirect lending initiatives
- 9Contribute to various projects as needed
Requirements7
- 1High school diploma or equivalent with 1+ year consumer lending experience
- 2Proven ability to analyze financial statements and credit reports
- 3Working knowledge of Reg Z Reg B FCRA and ECOA regulations
- 4Basic PC skills and strong written verbal organizational abilities
- 5Physical demands include sitting, using hands to manipulate objects, occasional lifting up to 25 pounds
- 6Clear vision distance color and close vision required
- 7Moderate noise environment with occasional rotating weekend shifts
Salary Insight
$60 - $75k per year
Location
Required Skills
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