Credit Analyst | U.S. Bank National Association
Overview
We seek a Credit Analyst to lead condominium project reviews and drive lending decisions at our San Francisco office. The ideal candidate will own the evaluation process, ensure compliance with regulatory standards, and collaborate across teams to deliver accurate project approvals. This role offers a dynamic environment where analytical rigor meets strategic impact.
What You'll Do9
- 1Own end-to-end review of condominium and cooperative housing projects for eligibility under investor and regulatory guidelines
- 2Conduct detailed analysis of HOA financial statements board documents insurance policies litigation reports and safety information
- 3Evaluate projects against agency investor and portfolio requirements using frameworks like Fannie Mae Freddie Mac FHA VA and portfolio lending programs
- 4Issue project approval decisions while maintaining accurate records in internal systems
- 5Communicate findings and requirements to underwriting sales operations and risk stakeholders through clear written and verbal updates
- 6Prioritize tasks and manage multiple projects simultaneously to meet tight deadlines
- 7Research and interpret complex lending guidelines to identify eligible investments and mitigate risks
- 8Collaborate with cross-functional teams to align project outcomes with organizational lending objectives
- 9Apply underwriting standards to assess property investment viability and document rationale for all decisions
Requirements9
- 1Bachelor's degree or equivalent experience
- 21 to 3 years of relevant experience
- 3Proficiency in mortgage lending underwriting secondary market guidelines and regulatory requirements
- 4Strong analytical and research skills to interpret lending criteria and documentation
- 5Excellent attention to detail with experience reviewing financial legal and property-related materials
- 6Ability to communicate complex concepts clearly in writing and speaking
- 7Experience with mortgage loan processes and documentation review
- 8Familiarity with Fannie Mae Freddie Mac FHA VA and portfolio lending programs
- 9Disability accommodation available upon request
Salary Insight
$52 - $71k per year
Location
Required Skills
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