Credit Analyst II Bank of America
Overview
Analyze credit worthiness and evaluate client risk for annual renewal and new lending opportunities. Own credit facility decisions and collaborate with internal stakeholders to execute transactions. Drive financial modeling and risk analysis to support lending outcomes.
What You'll Do11
- 1Analyzes client financial performance against projections and industry standards
- 2Reviews financial statements and assesses covenant compliance for risk rating updates
- 3Assists in underwriting and credit risk analysis for new and existing transactions
- 4Evaluates transaction risk-adjusted profitability for capital allocation
- 5Builds projection models using historical data and industry forecasts
- 6Evaluates creditworthiness and provides facility decisions
- 7Partners with Credit Officers and Risk teams to deliver tailored credit solutions
- 8Monitors client operating performance to identify issues and opportunities
- 9Delivers financial modeling and loan structure analyses to support decisions
- 10Ensures adherence to credit policies and regulatory requirements
- 11Manages multiple priorities in a fast-paced transaction environment
Requirements6
- 11+ years commercial credit underwriting experience
- 2Working knowledge of financial and accounting concepts
- 3Strong written and verbal communication skills
- 4Proficiency in Microsoft Excel for financial analysis and modeling
- 5Attention to detail and sound judgment within credit policies
- 6Ability to manage multiple deadlines in corporate banking context
Salary Insight
Salary not disclosed in listing
Location
Required Skills
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