94-1687665 Bank of America, National Association
94-1687665 Bank of America, National AssociationVerified Source

Credit Officer II - Middle Market Commercial Banking

Onsite · Miami, Florida
Posted August 8, 2026
payroll

Overview

We seek a Credit Officer II to lead credit strategy and execution for middle market clients across Florida. This role drives revenue growth by delivering tailored debt capital solutions while maintaining robust portfolio risk management. The ideal candidate thrives in a collaborative environment and seeks to advance their career within Bank of America.

What You'll Do9

  • 1Lead client and prospect engagement related to credit and debt capital solutions supporting business development and revenue growth
  • 2Serve as a trusted advisor providing strategic guidance on capital structure liquidity and financing alternatives
  • 3Structure and recommend tailored credit solutions aligned with client needs and risk parameters
  • 4Lead negotiations of loan terms covenants and documentation
  • 5Own and actively manage portfolio asset quality identifying risk and mitigating exposures
  • 6Partner with Relationship Managers Treasury Solutions Officers and product specialists to deliver integrated banking solutions
  • 7Act as a credit approver coordinating with Risk to ensure adherence to credit policies and standards
  • 8Provide mentorship coaching and oversight to junior underwriting and analyst team members
  • 9Develop and execute long-term client relationships focused on mutual success

Requirements5

  • 110+ years of experience in commercial banking including Middle Market Leveraged Finance or Large Corporate
  • 2Strong technical skills including financial statement analysis underwriting cash flow modeling and credit structuring
  • 3Ability to manage complex transactions and client relationships
  • 4Excellent communication and interpersonal skills
  • 5Bachelor’s degree preferred

Salary Insight

Salary not disclosed in listing

Location

Typeonsite
LocationMiami, Florida

Required Skills

Credit structuringFinancial analysisUnderwritingRisk assessmentPortfolio managementLoan documentationNegotiationClient relationship managementCollaborationLeadershipCoachingDecision-makingProblem-solvingCommunication
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