Business Analyst, Credit Cards & Retail Banking
Overview
You will own the analysis and translation of business needs for credit card and retail banking systems at Intellisoft Technologies, handling contracts for a major financial client. Working onsite in Dallas, you will bridge product, engineering, and operations, delivering requirements that drive digital transformation and AI-backed features. Your expertise in Credit Cards, Retail Banking, and AI will directly shape the roadmap for next-gen banking solutions. This role stands out for its hybrid focus: you will not only refine legacy processes but also pilot AI use cases that reduce fraud and enhance customer experience.
What You'll Do9
- 1Analyze credit card transaction flows and translate business requirements into functional specs for engineering teams.
- 2Collaborate with product owners and developers to design solutions for retail banking platforms, integrating AI models for fraud detection and personalization.
- 3Lead discovery sessions with stakeholders to document current-state processes and identify gaps in card authorization and settlement.
- 4Build process maps and data flow diagrams using SQL queries to validate business rules and support system integrations.
- 5Own the end-to-end requirement lifecycle for digital banking features, from backlog grooming to UAT sign-off.
- 6Drive the adoption of AI tools to automate routine analysis and generate insights from transaction data.
- 7Partner with QA teams to create test plans that mirror real-world credit card use cases, ensuring zero-defect releases.
- 8Present findings and recommendations to senior leadership, translating technical trade-offs into business impact.
- 9Monitor regulatory changes in the credit card space and update system requirements to ensure compliance.
Requirements9
- 15+ years as a Business Analyst in credit card or retail banking domains.
- 2Business Analyst Certification (e.g., CBAP, PMI-PBA).
- 3Hands-on experience with Credit Card processing systems (authorization, clearing, settlement).
- 4Proven track record with Retail Banking products and digital channels.
- 5Recent experience applying AI or machine learning in a business analysis context.
- 6Strong SQL skills for data extraction and analysis.
- 7Bachelor's degree in business, information systems, or related field.
- 8Excellent stakeholder management and communication skills, with the ability to bridge business and technical teams.
- 9Experience working in an onsite, contract role within a financial services environment.
Salary Insight
Salary not disclosed in listing
Location
Required Skills
Similar open positions
Explore active roles that match your skills and interests.
Virtusa Corporation
VerifiedSenior Business Analyst Banking Contact Center AI
Lead design of AI-enhanced contact center workflows for banking sector focusing on credit card processing. Own end-to-end solution development and implementation delivering scalable impact across large-scale operations.
One Park Financial
VerifiedVP of Credit & Business Intelligence
Lead Credit Policy & Analytics for small business financing and embedded finance products at a top fintech firm. Oversee risk management and growth strategies through advanced analytics and AI/ML models. Drive data-driven decisions to enhance credit access and operational efficiency.
Aroha Technologies
VerifiedTechnical Business Analyst - Investments Data Platform
You will own the requirements lifecycle for our Investments Data Platform, translating complex investment data needs into scalable tech solutions. You will partner with the Product Manager and business stakeholders to capture, analyze, and document requirements that drive platform development. Your work will directly shape data architecture and reporting for 3,000+ institutional clients. This role stands out for its blend of deep financial domain exposure and hands-on SQL analysis.
Sign IN Solution
VerifiedBusiness Analyst Sign IN Solution
Dynamic detail-oriented Business Analyst joins innovative team. Bridge business needs and technical solutions using data analytics BI tools SDLC analysis. Energetic approach drives insightful reports dashboards data models empowering decision makers achieve strategic goals. Collaborate cross departments gather requirements analyze complex datasets deliver actionable insights foster growth operational excellence.
JPMorganChase
VerifiedApplied AI Modeling Lead, Credit Cards & Consumer Finance
As the Applied AI Modeling Lead, you will own the development and launch of machine learning and AI models that shape financial outcomes for millions of Chase customers. You will lead end-to-end modeling engagements across retail, credit card, home, auto lending, and wealth management, collaborating with business, governance, and technology teams. Your models will drive decisions in lending, risk, and customer experience. This role stands out because you will balance cutting-edge AI techniques with real-world business constraints, mentoring junior talent and influencing strategy.
Initio Capital
VerifiedIntelligent Automation Analyst, AI & Research
You will automate complex research and analysis workflows for Initio Capital, turning ambiguous data into clear recommendations across AI, finance, and technology. You will join a lean team of analysts and operators, collaborating with data scientists, product managers, and strategy leads on high-stakes projects. This remote role offers the autonomy to shape your own process, with direct exposure to investment and growth decisions. You will build tools and models that cut through noise, delivering actionable insights weekly.