VP of Credit & Business Intelligence
Overview
Lead Credit Policy & Analytics for small business financing and embedded finance products at a top fintech firm. Oversee risk management and growth strategies through advanced analytics and AI/ML models. Drive data-driven decisions to enhance credit access and operational efficiency.
What You'll Do11
- 1Own Credit Policy & Analytics across Credit Origination Account Management Portfolio monitoring Collections and Loss/Growth Forecasting
- 2Lead development validation implementation of AI/ML models to expand small business access to finance
- 3Develop and maintain key portfolio KPIs and periodic analysis to identify risk and growth opportunities
- 4Support challenge of Business Operations through Data & Data Science based Business Intelligence rhythms
- 5Partner with Product Engineering Operations to productionize strategies in decision engines ensuring data quality monitoring and controls
- 6Leverage Open Banking Plaid Credit Commercial & Personal Business Identity Fraud and validation sources to improve credit strategy and merchant experience
- 7Identify areas to reshape user flows reduce customer friction and optimize credit funnel
- 8Manage Analytics infrastructure needs for proactive issue highlighting and prioritization
- 9Manage Executive discussions on Analytics prioritization for pressing business needs
- 10Coach Mentor Develop Analytics team to become effective Credit & Business Intelligence champions and credit policy owners
- 11Implement business intelligence-based optimization strategies with P&L impact
Requirements8
- 18-10 years of credit and/or analytics experience at Fintechs or Credit institutions
- 23+ years of direct merchant SMB risk experience preferred
- 3Deep knowledge of underwriting using bank and cash-flow analysis bureau and alternate data
- 45+ years of leading teams data science analytics risk policy and scaling analytics functions
- 5Proven track record of implementing BI-based optimization strategies
- 6Fluency in SQL and Python or R
- 7Experience with BI tools PowerBI Tableau and cloud data platforms Snowflake AWS Databricks
- 8Bachelor's in a quantitative field with advanced MS/PhD qualifications a plus
Salary Insight
Salary not disclosed in listing
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