Credit Strategy & Pricing Manager
Overview
Lead credit risk strategies and develop pricing models to drive loan growth and yield improvement. Own risk mitigation actions and pricing optimization while collaborating with technology teams to implement AI tools. Work in San Francisco with hybrid schedule requiring in-office attendance.
What You'll Do8
- 1Develop and implement credit underwriting and pricing strategies based on probability of default estimates
- 2Design A/B tests to analyze risk return tradeoffs using hypothesis testing frameworks
- 3Create automated dashboards tracking funnel conversion and portfolio performance metrics
- 4Mine loan data to identify non-traditional information sources and re-engineer existing data usage
- 5Expand credit decisioning data sets through evaluation of alternative data sources
- 6Partner with technology teams to ensure accurate implementation of new strategies
- 7Utilize both off-the-shelf and custom AI tools while developing new AI-enhanced processes
- 8Drive loan growth through risk-adjusted revenue optimization initiatives
Requirements9
- 13+ years experience in credit analytics or risk management
- 2Bachelor's degree in quantitative field or equivalent work experience
- 3Proficiency with SQL SAS R and Python programming languages
- 4Experience with BI tools like Tableau for dashboard creation
- 5Strong written and verbal communication abilities
- 6Familiarity with AI tools and data sensitivity practices
- 7Flexibility to work across time zones while maintaining in-office presence Tuesdays Wednesdays Thursdays
- 8Understanding of hybrid work models and relocation options
- 9Knowledge of financial services compensation structures including equity and bonuses
Salary Insight
$136 - $155k per year
Location
Required Skills
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