AVP Risk Analytics Fraud Strategy
Overview
You will lead the Fraud Strategy team at Credit One Bank, guiding the development of acquisition fraud prevention strategies across a multi-million dollar credit card portfolio. You will own the fraud detection and prevention roadmap, directly reducing losses from identity theft, synthetic identity fraud, and first-party fraud while maintaining a seamless applicant experience. Your team of analysts will rely on your direction to turn emerging fraud trends into data-driven strategies using SQL, PySpark, and Snowflake. This role is pivotal in advancing the bank's fraud intelligence capabilities, requiring close collaboration with Compliance, Modeling, and Technology teams. What sets this role apart is the autonomy to shape fraud controls at the point of application, with direct visibility to senior leadership.
What You'll Do9
- 1Drive the team's priorities for acquisition fraud strategy, ensuring KPIs, KRIs, and guardrails align with executive goals.
- 2Build and maintain strategy documentation, translating complex fraud trends into actionable detection rules.
- 3Lead root cause analysis on fraud events, implementing preventative controls using SQL and Databricks.
- 4Optimize fraud rules and decisioning logic within the application and onboarding engines.
- 5Partner with Operations, Compliance, and Technology to strengthen fraud controls and improve application decisions.
- 6Monitor strategy performance to balance loss prevention, credit risk, and customer experience.
- 7Develop dashboards in Snowflake tracking application volumes, fraud rates, and approval trends.
- 8Evaluate new data sources and identity verification tools to enhance detection capabilities.
- 9Mentor and develop a high-performing team of analysts, fostering a data-driven culture.
Requirements10
- 15+ years of analytical experience in financial services or consumer lending, including 2+ years in fraud risk management.
- 2Bachelor's degree in Economics, Business, Mathematics, or a related field.
- 3High proficiency in acquisition fraud risks, including identity theft, synthetic identity, and first-party fraud.
- 4Demonstrated ability to lead cross-functional initiatives and influence stakeholders.
- 5Strong analytical and problem-solving skills, with a proactive communication style.
- 6Proven track record managing and developing a team of analysts.
- 7Hands-on proficiency with Excel, PowerPoint, and Visio.
- 8Experience with decision engines or application platforms is preferred.
- 9Knowledge of identity verification solutions and synthetic identity detection tools is a plus.
- 10Familiarity with consumer lending origination processes and CIP requirements is preferred.
Salary Insight
Salary not disclosed in listing
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