Commercial Underwriter
Overview
Lead credit analysis for middle market loan requests at Columbia Bank. Analyze working capital lines asset based lines commercial real estate equipment financing. Provide concise recommendations collaborate with CSMs and Relationship Managers. Ensure proper risk rating loan coding compliance. Drive loan structuring and resolution of violations. Partner with teams to expand customer relationships. Stay current on regulations maintain policies. Foster corporate culture.
What You'll Do11
- 1Build quantitative underwriting narratives using dual risk rating models
- 2Identify exceptions to bank policies and regulatory guidelines
- 3Spread financial statements according to bank guidelines
- 4Monitor borrower performance and ensure covenant compliance
- 5Coordinate with CSMs to resolve violations promptly
- 6Participate in prospect calls to assess financial needs
- 7Follow up with customers to gather information and clarify documents
- 8Maintain knowledge of Bank regulations and complete required training
- 9Coach and mentor colleagues as subject matter experts
- 10Demonstrate corporate culture through positive actions
- 11Embrace vision to become Business Bank of Choice
Requirements10
- 15+ years building ETL pipelines with Spark and Airflow
- 23-5 seasons experience in commercial credit analysis or underwriting
- 3Bachelor's Degree in Business Finance Accounting or related field
- 4Accounting classes from accredited institution
- 5Intermediate Accounting completed via university or bank training
- 6Experience with Moody’s Risk Analyst or similar spreading tools
- 7Basic experience managing commercial lines of credit and term loans
- 8Ability to work effectively with internal and external stakeholders
- 9Excellent written verbal and interpersonal skills
- 10Knowledge of bank credit policies procedures and documentation
Salary Insight
$75 - $135k per year
Location
Required Skills
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