Loan Officer, Commercial & Mortgage Lending
Overview
Own a portfolio of personal, commercial, and mortgage loans as a Loan Officer at Classic Bank in Austin, Texas. You will assess credit risk, structure loan terms, and build lasting client relationships with a community bank that prioritizes local impact. Work alongside a tight-knit lending team and branch managers, sharing expertise across branches. This role stands out for its 100% employer-paid health insurance and profit-sharing plan, part of a bank that values long-term stability.
What You'll Do8
- 1Deliver prompt, accurate loan evaluations for personal, commercial, and mortgage requests, using financial analysis to recommend terms within your lending limits.
- 2Build and expand client relationships by cross-selling deposit products, online banking, and additional services to meet full financial needs.
- 3Serve as the primary loan contact for assigned branches, stepping in for other branches as backup to ensure consistent coverage.
- 4Monitor loan portfolios to verify compliance with covenants, payment schedules, and documentation, addressing variances early.
- 5Coordinate with branch managers to schedule staffing rotations, lunch breaks, and opening or closing duties.
- 6Provide financial advice and loan counseling to current and prospective customers, explaining options in plain language.
- 7Refer clients to treasury management, wealth, or other banking teams for specialized needs, strengthening the bank's full-service approach.
- 8Document loan decisions and credit rationales in the loan origination system, maintaining auditable records for every file.
Requirements8
- 15+ years in commercial, retail, and mortgage lending within a bank or financial services firm.
- 2Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
- 3Proven skill in reading financial statements and assessing credit metrics like debt-to-income ratios and collateral coverage.
- 4Active registration with the NMLS (National Mortgage Licensing System).
- 5Hands-on Microsoft Office Suite expertise, especially Excel for modeling and Outlook for client communication.
- 6Track record of exceeding client satisfaction scores and meeting lending volume targets.
- 7Ability to make independent loan decisions up to $500K and present larger credits to a loan committee.
- 8Familiarity with banking platforms such as Jack Henry or FIS is appreciated.
Salary Insight
Salary not disclosed in listing
Location
Required Skills
Similar open positions
Explore active roles that match your skills and interests.
Sonora Bank
VerifiedLoan Officer, Consumer & Commercial Lending
Drive loan origination, underwriting, and servicing for consumer and commercial clients at Sonora Bank in Austin. You will build and manage a portfolio of auto loans and complex credits, working with Branch Management to meet growth goals. Your daily work includes analyzing financials, structuring deals, and negotiating terms. This role stands out for its direct impact on bank profitability and customer relationships.
94-1687665 Bank of America, National Association
VerifiedCredit Solutions Advisor - Austin
We seek a motivated individual to originate residential mortgages and related products at Bank of America in Austin. The role involves delivering personalized financial solutions while meeting strict SAFE Act registration requirements. This position emphasizes client relationships and operational excellence.
NBH Bank
VerifiedSenior Relationship Assistant, Commercial Banking
You will own loan workflow coordination for Commercial Banking Relationship Officers and Banking Center leadership, managing portfolios and client service at a $2B asset bank. You'll balance multiple transactions and deadlines, review loan documentation for compliance, and resolve operational issues daily. Working with Loan Operations, Appraisals, Title and UCC teams, you ensure smooth loan servicing and post-close follow-up. This role offers the chance to become the operational backbone of a Community Bank culture, blending independent judgment with team collaboration.
Guaranty Bank & Trust
VerifiedLoan Assistant, Commercial Real Estate
You will own loan processing and administrative support for commercial real estate loans at a growing bank. You will manage loan documentation, customer service, and compliance tasks in a fast-paced office environment. You will work alongside lenders and other support staff to ensure accurate and timely loan servicing. You will use Microsoft Office daily to produce documents and manage schedules. This role requires 1+ years of commercial real estate loan experience and offers career growth in the banking industry.
PlainsCapital Bank
VerifiedCommercial Banking Relationship Manager - Houston, TX
You will own the full commercial banking relationship in Houston, originating and managing C&I and CRE loans across the market. This role combines business development with portfolio management, requiring a deep network in Texas business and civic circles. You will partner with Treasury Management, Wealth Management, and Credit to deliver integrated financial solutions, not just individual loans. This position stands apart for its emphasis on community involvement and long-term client cultivation, backed by a strong credit culture and a full-service banking model.
Careers
VerifiedMortgage Loan Originator Texas - Bank Products Sales
Own portfolio loan origination for Texas based on Bank products while promoting community relationships. Provide expert mortgage advice and stay current with regulatory changes. Manage clean loan pipeline and coordinate with internal teams. Deliver compliance documents promptly and handle full application processing.