Equity Loan Officer Arizona Financial Credit Union
Overview
The position owns the accuracy content and completeness of equity application underwriting and loan closing documents within regulatory guidelines. It monitors incomplete or incorrectly submitted applications identifies knowledge gaps and drives loan approvals and disbursements. This role differs by focusing on equity loan pipeline management and cross‑functional collaboration.
What You'll Do10
- 1Sign and fund equity loans while ensuring an efficient process
- 2Track application gaps and trends
- 3Answer applicant questions and advise on mortgage options
- 4Explain closing documents to members and staff
- 5Manage equity loan pipeline emphasizing follow up approval and disbursement ratios
- 6Lead Preapproval and Loan Recapture campaigns
- 7Conduct credit report analysis for debt to income and creditworthiness
- 8Serve as relationship manager across Retail BBO MLO underwriting and Equity Servicing
- 9Maintain up‑to‑date knowledge of mortgage regulations and compliance
- 10Perform other job‑related duties as assigned
Requirements11
- 1High School diploma or GED
- 2Three years in a financial institution plus two years mortgage or equity lending experience
- 3Understanding of HELOC fixed equity and HPML loans
- 4Ability to process escrow accounts and meet filing deadlines
- 5Knowledge of CFPB FNMA HUD FHLMC compliance guidelines
- 6Typing speed of forty‑five words per minute
- 7Strong reading writing and verbal communication skills
- 8Experience communicating sensitive information verbally
- 9Ability to calculate rates ratios income and percentages
- 10Registered MLO with NMLS number and completed FBI background check
- 11Willingness to travel independently to branch locations
Salary Insight
Salary not disclosed in listing
Location
Required Skills
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