Retail Mortgage Underwriter UNMB Home Loans Inc
Overview
Own strategic impact by delivering sound credit decisions that protect portfolio quality while maintaining efficient file flow. This role focuses on applying ownership of risk and guideline adherence to enhance borrower outcomes across residential mortgage loans. The ideal candidate will drive outcomes with integrity and precision.
What You'll Do6
- 1Underwrite loan files to granted authority in line with investor GSE and FHA/VA requirements
- 2Review applications income asset documentation appraisal title to confirm accuracy completeness and compliance
- 3Evaluate income credit equity and layered risk flagging red flags and potential misrepresentation
- 4Validate AUS findings and data integrity clearing conditions and documenting support
- 5Partner with Loan Officers Relationship Managers on guideline interpretation and file questions
- 6Stay current on investor regulatory updates impacting underwriting
Requirements5
- 1Bachelor's degree preferred
- 2Adherence to established policies and procedures including BSA Privacy CRA and safeguarding customer information
- 33+ years residential mortgage underwriting with strong conventional conforming background
- 4DE and SAR/LAPP certifications required
- 5Knowledge of 203K and Homestyle working knowledge of Encompass
Salary Insight
Salary not disclosed in listing
Location
Required Skills
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